Independent Mortgage Banker (IMB) Resources

Guides and FAQs

IMB Lender Guide

IMB FAQ

IMB Process Guide

Mortgagee Clause

Title and Closing Protection Letter (CPL) must be in the name of the Indpendent Mortgage Banker (IMB).
Insurance may be in the name of the IMB or PwrTPO. PwrTPO's mortgagee clause is as follows:

Lower, LLC dba PwrTPO ISAOA/ATIMA
5950 Symphony Woods Rd., Ste 312
Columbia, MD 21044

Closing Resources

Closing Reference Guide

Closed Loan Package Cover Sheet

2026 Closing Calendar