Introducing DSCR at PwrTPO: Another Way to Support Your Investor Borrowers

At PwrTPO, every product we launch starts with one question: How does this help our partners better serve their borrowers?

We’re excited to introduce our new Debt Service Coverage Ratio (DSCR) loan program. Not just as a new offering, but as another solution you can use to meet the evolving needs of today’s real estate investors.

It’s about giving you another option when traditional qualification doesn’t fit.

Built to Support Your Borrowers’ Goals

DSCR loans qualify based on the rental income of the property. Not the borrower’s personal income.

That means:

• Investors can qualify based on property cash flow
• Self-employed borrowers don’t need traditional income documentation
• Portfolio investors can scale strategically
• Business-purpose financing provides flexibility

Minimum 1.00 DSCR.
30-year fixed.
Fully amortizing.

Simple. Strategic. Investor-focused.

Product Highlights

• Non-owner-occupied 1–4 unit properties
• Loan amounts up to $3,000,000
• Purchase, rate/term refinance, cash-out (business purpose), and delayed financing
• LLC vesting (with personal guarantees)
• Long-term and elgible short-term rental income

Click here to review the product guidelines.

Another Way We Put You First

Our focus has always been on relationships.

It gives your borrowers more opportunity.
It gives you more options and ways to say yes to your borrowers.
And it reinforces our commitment to being lender partner you can rely on. Not just for products, but for support, clarity, and long-term growth.

If you have a scenario in mind, connect with your PowerTPO Account Executive. We’re ready to help you structure it.